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Welcome to The Payne Group'sPanama City, Panama City Beach and Lynn Haven Real Estate Website

Welcome! Here You Can Find Great Information on Panama City, Panama City Beach and Lynn Haven, and all of Bay County Florida Real Estate.
 

The Payne Group wants to be YOUR Realtor. As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. Together, we will sell your home for as much as the market will bear, as quickly as possible!  

Buying and selling a home is one of the biggest events in your life. Call us at 850-392-1771! 

If you need to sell your home, I can tell you what it means to be "in the market" or "out of the market". I can tell you what it means to be "chasing the market" and why you don't want to do that. I can tell you how selling your home makes you a winner when you buy afterward! AND I can provide to you a detailed plan for selling your home and why my plan works.  

Looking for a home? I can provide you with a detailed home buyers guide that walks you through the entire real estate purchase process and even gives you names and numbers of service providers and discount opportunities on home items! Our state-of-the-art IDX service makes all homes from all companies and agents in the Multiple Listing Service available to view with pictures and tours! Updated daily, right here, right now!

A web site cannot take the place of an expert Realtor. Just click on any of the many links to contact us for one-on-one expert help and advice. That's our job. The services on this site are offered for free and without obligation because we want to be YOUR Realtor.  

We've summarized the real estate, business, and community highlights of Panama City, Panama City Beach, Lynn Haven, and all of Bay and surrounding counties.  Transferring to Tyndall Air Force Base?  Or to the Naval Coastal Systems Station on Panama City Beach?  Want to know more about Bay County in general?  Or about Bay County Schools?  Need to know which school zone a property is in?   Find all the info you need in one website!


Brook Simmons of the Payne Group recently helped the Martinez family move into their new home. In doing so she learned that their child has a serious illness and the family could use some help. Here is a link to a 1 page write up on the Martinez' and The Ronald McDonald Charity House, that has been so helpful in their time of need.

See Kristy, James, and Tanner Martinez In the SPOTLIGHT by following the link below. 

***HOME BUYERS SEMINAR*** 

Brook Simmons, a Buyer Specialist with the Payne Group, is hosting this event 

WHEN: Thursday, 2/18/2010, from 6:30 to 8:00 pm 

WHERE: 2110 W 23rd St, Suite A, Panama City (across from Tommy Thomas Chevrolet) 

Come learn from Brook how the homebuying process works. 

Please R.S.V.P. to (850) 814.8259 or BrookInPC@kw.com - Hope to See You There! 

 

News releases and updates on Bay County's construction of an International Airport to be finished in 2010

Southwest Airlines announces 4 commuter flights to/from Panama City Beach!  Houston * Nashville * Baltimore * Orlando

 

Home Buyer Tax Credit Gets an Upgrade – from Keller Williams International 

Who Qualifies?  In an  effort to boost the economy and jump start real estate sales, Congress recently enacted a bigger and better tax credit of up to $8,000 for qualified first-time home buyers (people who have not owned a home within the last three year).  This tax credit is opened up as well to current homeowners who are looking to buy.  For those who already own a home, the incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years.

New Deadlines?  All contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010.  Those in the military do have some special extensions on the timelines available.

More Info?  To learn more about the tax credit, email me at jeff.payne@kw.com or go to the National Association of Home Builders Website located here: 
  Tax Credit

SPECIAL EDITION YOU TUBE PRESENTATION:  Understanding The Updated 2009 - 2010 Homebuyer Tax Credit




School Reports in Panama City, Panama City Beach and Lynn Haven, Florida
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Panama City, Panama City Beach and Lynn Haven 



Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

See All Tips In The "Closing or Settlement" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the location for the classic silent movie scene where Harold LLoyd dangles from a huge clock high above the city?

A 
That scene from "Safety Last"was filmed at the Brockman Building, one block south of the Biltmore Hotel in Los Angeles.
See More Real Estate Trivia >


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The Payne Group, REALTOR®, real estate agent and broker for Panama City, Panama City Beach and Lynn Haven, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Payne Group
Keller Williams Success Realty

2110 W 23rd St.
Panama City, FL 32404
850-890-0132
Fax: 888-753-0010
jeff.payne@kw.com

The Payne Group takes the time to discover your wants and needs to ensure a seemless transaction in buying or selling real estate.


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