Home Buying Process

Home Buying Process


How to buy a home in a buyer's market


  1. Find a Realtor You can trust.  
  2. Analyze your needs in a professional consultation
  3. Obtain Loan Approval, this step can come before or after steps 1 and 2.
  4. Select properties that meet your criteria
  5. View properties
  6. Write and Offer to Purchase (CONTRACT)
  7. Negotiate Offer
  8. Accept Contract
  9. Provide lender with updated financials, pay stubs, tax returns, etc
  10. Lender orders appraisal
  11. Title company orders title exam and title insurance
  12. Home Inspection
  13. Lender secures underwriting and loan approval
  14. Termite inspection and survey completed
  15. Close on property
  16. Take possession of your new home

Contact Information

The Payne Group
Keller Williams Success Realty
309 Richard Jackson Blvd, Suite 200
Panama City Beach FL 32407
MOBILE: (850) 392-1770
Fax: 888-753-0010