Jeff Payne, Team Leader, The Payne Group Jeff Payne came onto the Panama City Real Estate scene in late 2006. To date The Payne Group closed 36 transactions in 2007, 66 in 2008, 121 in 2009 and 91 in 2010. This track record has put Jeff #1 in Panama City Real Estate Agents and earned him Silver, Gold, Double Gold and Platinum Awards from Keller Williams International. Prior to real estate, Jeff was a local union representative for the United Steelworkers of America. It was this job where he sharpened his negotiating skills. These skill relate to you getting the best deal for your home with the least amount of hassle. The team now has 1 listing specialist, 2 buyer specialists, and one full time administrator. Jeff can be reached at (850) 890-0132 or Jeff.Payne@kw.com Melonie Payne, Business Administrator Melonie Payne is the business administrator and partner for The Payne Group. With a business background, Melonie knows the importance of customer service and communication. As a full time administrator, Melonie ensures a smooth and seemless transaction for buyers and sellers alike. Melonie can be reached at (850) 890-2724 or MeloniePayne@yahoo.com Lynn Boyd, Buyer Specialist Lynn is a buyer specialist with the Payne Group. She does an excellent job of looking out for her buyers' best interests. From beginning to end, she's involved in every part of the transaction. She's not afraid to think outside the box, if needed, and is very, very good at seeing a real estate deal through to closing. You can reach Lynn at (850) 541-2725 or LynnBoyd@kw.com.
Please Sign Up For The Latest Listings and the Latest Real Estate News
Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
|
 |
| Q |
Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?
|
| A |
The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles. |
 See More Real Estate Trivia > |
|
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
