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All agents are NOT alike! Find out why we are top real estate experts. Call us: 850-890-0132.

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For Home Buyers:

  • Why Buyers Choose The Payne Group - Why homebuyers looking for a real estate agent in the Panama City, Panama City Beach and Lynn Haven area choose The Payne Group.

  • Home Buying is Made Easy - How Home Buying is Made Easy and How to Buy A Home in 2008 can be found here...

  • Latest Listings - Get The Payne Group's latest Panama City, Panama City Beach and Lynn Haven listings of homes for sale first!

  • Find Your Perfect Home - The Payne Group will search for your ideal home and email you the newest Panama City, Panama City Beach and Lynn Haven MLS listings of properties in County FL.

  • First Time Homebuyers - Are you a first time homebuyer in Panama City, Panama City Beach and Lynn Haven, FL? Choose a top real estate agent. The Payne Group can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Panama City, Panama City Beach and Lynn Haven house or other real estate or property.

  • Go to Main Sitemap - Main sitemap sections include Find Panama City, Panama City Beach and Lynn Haven Homes, For Home Buyers, For Home Sellers, Panama City, Panama City Beach and Lynn Haven Information, Real Estate Resources, and About The Payne Group.

 

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Real Estate Tips
Financing Your Home >Shopping for the Best

The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.

When real estate agents are involved in sales transactions, they don't tell buyers which mortgage companies to use. They can provide the names of established lenders who have provided good service to their customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.

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Real Estate Trivia
Q 
What is the oldest U.S. capitol in which a state legislature still meets in its original chambers?

A 
New Hampshire's State House
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The Payne Group, REALTOR®, real estate agent and broker for Panama City, Panama City Beach and Lynn Haven, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Payne Group
Keller Williams Success Realty

2110 W 23rd St.
Panama City, FL 32404
850-890-0132
Fax: 850-392-1709
jeff.payne@kw.com

The Payne Group takes the time to discover your wants and needs to ensure a seemless transaction in buying or selling real estate.


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